Renters Unwittingly Caught in Foreclosure Crisis

SENATOR WANTS BANKS TO GIVE 90 DAYS TO VACATE

By Conor Greene

Among the victims of the nation’s foreclosure crisis are renters who lose their home because the property owner fell behind on the mortgage payments.

Under the current law, these tenants are often given just ten days to move out, despite having paid the rent each month – something that State Senator Jeff Klein is hoping to change through a tenant notification bill. The law, which would require banks to give tenants 90 days to move out, was approved in the Senate by a vote of 37-25, and is pending in the Assembly.

“Tenants who pay their rent on time deserve better than to find themselves on the other end of a notice to evict in 10 days without any prior knowledge that their homes have been foreclosed on, through no fault of their own” said Klein (D-Bronx). “If we don’t stem the tide and protect the innocent victims of this crisis – the renters – they will be the new face of homelessness in New York City.”

Across the five boroughs, an average of 581 renters are evicted each month, and the Center for Housing Policy estimates that almost 20% of all foreclosures are rental properties. Due to fallout from the housing crisis, states including Ohio, Illinois, Minnesota, Maryland, Rhode Island, Michigan and California have also instigated stronger notification requirements to protect unwitting renters from becoming evicted without sufficient notice.

The numbers are particularly stark in Queens, which has been hit especially hard by the foreclosure crisis. There were 311 tenant eviction cases in the borough in April, compared to 101 in Brooklyn, 49 in the Bronx, 69 in Staten Island and 4 in Manhattan. Since December, there have been 1,789 tenants evicted due to foreclosures in Queens, accounting for more than half of the 2,907 total cases of tenants evicted citywide.

The new legislation stipulates that after taking possession of a home, the bank must notify tenants that they have no less than 90 days to vacate the foreclosed home. The bank or new property owner would also have to file proof that it provided the tenant of its intent to evict them. Currently, many renters are unaware that their homes have fallen into foreclosure until the bank assumes ownership after auction and provides the tenant a Notice to Petition for Holdover. Tenants must then move within 10 days under threat of a lawsuit.

“With much of the attention and focus on saving homeowners from losing their homes, thousands of renters have fallen through the cracks in the foreclosure crisis and are facing eviction with little or no notice, as well as bad marks on their credit histories which can prevent them from securing adequate housing for their families. This city’s hard working families deserve adequate notice and time to make life altering decisions.”

As part of his study, Klein also released a snapshot showing the top five banks responsible for evictions in New York City. Deutsche Bank, which received $11.8 billion in federal bailout funds, evicted residents 689 between December 2008 and April 2009.

“It is unconscionable for a financial institution accessing federal bailout money to be so unrelenting in evicting people from their homes,” said Lionel Ouellette, executive director of CHANGER, a non-profit housing group based in the city. “In order to avoid an even greater public health epidemic, foreclosure related evictions and foreclosure cases must come to a halt and financial institutions must engage in more aggressive loan modifications that include principal write downs.”

Klein speaks in support of legislation to protect renters who are immediately evicted once the property owner defaults on the loan. He is joined by City Councilman Thomas White (D-Jamaica), whose district has been hit particularly hard by the foreclosure crisis, and renter Lisa Brown, who was forced out of her Long Island rental home when the bank foreclosed on the property.

The Forum Newsgroup/photo courtesy of WILLIAM ALATRISTE

Senator Pushes for Sex Offender Notification

By Conor Greene

There are more than 3,400 sex offenders living in the five boroughs, and several lawmakers want the state to notify residents via e-mail every time one moves into their neighborhood.

“More and more families with young children are choosing to stay in New York City and raise their families. It would be near criminal to deny New Yorkers the added convenience of better protecting our children from the kind of unsavory individuals who are, in many cases, our neighbors,” said Senator Jeff Klein, who is calling on the state to adopt the legislation.

According to Klein (D-Bronx), an existing statewide emergency communication system managed by the Department of Homeland Security would make it easy to allow residents to register for e-mail notifications. Currently, residents who want up-to-date information on sex offenders in their communities must search the Sex Offender Registry maintained by the Division of Criminal Justice Services.

Assemblyman Rory Lancman (D-Fresh Meadows), who is sponsoring the bill in the Assembly, noted that New Yorkers are already able to get notification of traffic delays, storm warnings and other information from government agencies through the NY-Alert system. “The cost to merge this information into NY-Alert and notify New York parents when sex offenders move into their neighborhood is negligible, and the benefit is self-evident,” said Lancman.

As of May 4, there were 11,428 level-two-and-three sex offenders in the state’s registry, with an average of 15 residing in each city zip code. Of the 3,428 known sex offenders living in the city, 133 live in Staten Island, 1,197 in Brooklyn, 639 in Manhattan, 928 in the Bronx and 531 in Queens. While level two and three (moderate and high risk) offenders are listed on the state’s website, the information is constantly changing as new offenders are added and existing registrants update their information, noted Klein.

In addition, with offenders subject to the 12-year-old registration requirements being released from prison every day and an increasing number of crimes, such as sex trafficking, being added to the list of registerable offenses, the number of registered offenders is likely going to continue expanding in the coming months and years.

The Senate is expected to vote on the legislation on Monday.

Restaurants to Post Letter Grades Under Health Inspection Rules

Customers will soon be able to tell what grade any of the city’s 25,000 restaurants received in their most recent health inspection simply by glancing at a sign posted in the window or doorway.

Mayor Michael Bloomberg and Deputy Senate Majority Leader Jeff Klein announced last weekend that the city is updating its restaurant inspection system in an effort to improve sanitary conditions and give consumers more information. About 1,000 people become sick each day from eating in city in restaurants, which serve about 800 million meals each year.

Under the new guidelines, the city Health Department will increase the number of inspections for less sanitary restaurants and will requiring all establishments to post letter grades in its window or vestibule. The latter measure has been championed by Senator Klein (D-Bronx), who has made restaurant safety one of his top priorities. Currently, the inspection scores are only available online or at the health department.

“Today’s announcement is a great step forward towards improving the overall public health of all New York City residents,” said Klein. “As someone who has spent years advocating for a more consumer friendly system, I am thrilled that New York City diners will finally have easy access to the latest inspection results of their favorite restaurants. Having a letter grade posted for all diners to see will provide a real incentive for restaurants with a ‘C’ hanging in the doorway to clean up their act.”

The new system will be phased in over the next two years to give restaurant owners time to comply with the requirements. In addition to using letter grades A, B and C to rate restaurants that pass inspection, the city will also increase the amount of times failing establishments are inspected.

“This approach will concentrate city resources on the restaurants that pose the greatest risk to public health and place no additional burden on establishments that maintain sanitary conditions,” the city said in a statement.

“We know New York City’s restaurants are the best in the world and we want them to also be the cleanest,” said Mayor Bloomberg. “This new system will encourage the less sanitary restaurants to clean up – and won’t punish the good guys. As sanitation improves, so will business. The more residents and tourists that can trust the food they buy in New York City restaurants, the more likely they are to patronize them.”

This year, Senator Klein plans to again introduce legislation that will require all local health departments across the state to implement a letter grading system, which is also used in Los Angeles. “Whether New Yorkers are dining out for a routine meal or to celebrate a special occasion, their only reservations should be to book a table,” he said. Since 2000, the senator has released regular reports called “Enough to Make you Sick,” which examines the sanitary conditions at city restaurants and supermarkets.

According to the city, extra scrutiny of city restaurants is warranted, as food-related illness “is a source of growing public concern” among residents. Complaints about foodborne illness have increased in recent years, and rodent infestations are a common problem in restaurants.

The Health Department reports signs of rodents in a quarter of restaurants inspected and estimates that more than 11,000 New Yorkers are treated in emergency rooms annually for restaurant-related food illnesses – at a cost of $130 million annually.

“By requiring restaurants to publicly post grades, the new food safety initiatives will help consumers make more informed choices about where to eat, while increasing restaurant operators’ motivation to stay clean,” said Dr. Thomas Frieden, the city health commissioner. “New York City will have safer restaurants and fewer cases of food poisoning.”

Research from other cities has found that requiring restaurants to publicly post inspection grades leads to increased business at establishments with higher grades, forces restaurants to improve their sanitary standards and results in fewer cases of food-borne illnesses.

The new model will also bring the city closer to the federal Food and Drug Administration recommended schedule of at least three full inspections every year for full service restaurants. Currently, most city restaurants are inspected just once a year.

Senator Releases List of Cleanest, Dirtiest Restaurants

By Conor Greene

A Forest Hills Chinese restaurant has been included on a state senator’s list of the city’s dozen filthiest establishments, while an Italian restaurant in Ridgewood has been included on the dozen cleanest dining spots.

State Senator Jeff Klein (D-Bronx) released a report called “Enough to Make You Sick: An Analysis of Unsanitary Conditions at NY City Restaurants.” Using data supplied by the city Department of Health, Klein released two lists: the “Dirty Dozen” and the “Sparkling Twelve.”

New Chopstick House at 102-09 Queens Boulevard was ranked fifth-worst in terms of the city’s worst offending restaurants on the list issued this week by the senator. It received a score of 100 on its most recent health inspection, well above the 28-point threshold for failing. Among the infractions were mice and cockroaches. It was the only Queens restaurant included on the list.

In contrast, Corato Pizza II at 60-91 Myrtle Avenue in Ridgewood was among the city’s cleanest establishments, according to the senator. Other Queens restaurants on the “Sparking Twelve” list are Russo’s On the Bay in Howard Beach, Sripraphai Thai Restaurant in Woodside, Primo Amore in Bayside and McDonalds on Liberty Avenue in Richmond Hill.

“It is inexcusable that the Department of Health does not have an adequate system in place to alert consumers to restaurants with failing sanitation records,” said Klein, who is sponsoring legislation requiring restaurants to post a letter grade A through F alerting consumers of their inspection status.

“The public has a right to know that the restaurant they’re eating at may have more on the menu than tasty cuisine,” he said. “Having a letter grade posted for all diners to see will provide an incentive for restaurants to clean up their act. I can’t imagine anyone wanting to eat at an establishment with an ‘F’ hanging in the doorway.”

Klein’s report studied the restaurants that had the 100 worst inspection reports among the approximately 20,000 establishments citywide. Of the bottom 100 restaurants, 87% had at least one category of pest cited in their most recent inspection. Almost half of those had at least two categories cited, and 12% were cited for three pest categories. Of the bottom 100, 59% were allowed to remain open despite the pest control issues.

“Restaurant discipline and the commitment to proper sanitation and food safety have clearly broken down when an establishment finds itself juggling multiple pest infestation,” said Klein. “Whether New Yorkers are dining out for a routine meal or a special occasion, their only reservations should be to book a table.”

Michael Cerbone, owner of Corato Pizza II, said his establishment has won the city’s Golden Apple award - issued to restaurants that score especially well on the health inspection - three years in a row. “It’s all about hard work for the safety of the customers, and keeping the food to the maximum safety,” he said. “That’s why we got the award.”

A woman who answered the phone at New Chopstick House was unable to comment due to a language barrier.